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＜更新日時＞ 05月30日（火） 05:15
I ordered a brand new £999 Apple iPhone 14 Plus from Amazon but when the package arrived it contained two candles and eVDEN EvE NAKLiYAt no sign of the mobile.
I was bemused at first, but now I'm fuming as Amazon is refusing to refund me for the device.
A.B., Sussex.
Another ball of wax: A reader was left bemused when Amazon sent him two candles instead of the £999 iPhone 14+ he had ordered
Sally Hamilton replies: Your story had me reminiscing about the vintage Two Ronnies ‘four candles' TV sketch where hardware shop owner Ronnie Corbett thinks customer Ronnie Barker wants to purchase four candles when what he actually wants are ‘fork 'andles — 'andles for forks'.
The misunderstanding makes for brilliant comedy.But to order a £999 phone from Amazon and receive two candles instead — and have the firm wash its hands of your case — well, I can see why that got on your wick.
You explained that, as well as the phone, you had ordered a laptop from Amazon, with the two parcels delivered at the same time.
You provided the security code to the delivery driver that Amazon had emailed previously.The same code applied to both items. Such codes are required for high-value purchases to prove packages have been safely received by the right person.
When you opened the first package, all was fine: the laptop was as expected. The second, eVdeN eve NaKliyaT which should have been the phone, contained candles.
To put me in the picture fully, you told me your husband had in fact ordered candles separately from Amazon, as a gift for you but sent to him.He suggested this must have caused the mix-up.
But you were concerned because his Amazon account is different from yours and the offending candle package had your name and business details on the address label. And, in any case, where was the iPhone?
You contacted Amazon, which replied that it had delivered parcels of the correct weight and told you to file a police report.You tried, but the police weren't interested, stating that it was a civil matter and you should speak to Amazon.
You phoned Amazon to try to resolve the impasse, but it told you to contact its customer services online. You got nowhere.
You reached a similar dead end with its social media and on Trustpilot, the customer reviews website, where you hoped it might pick up on your complaint.
Having hit a brick wall, you contacted me.You told me you are a clinical psychologist and have a strong view on how Amazon's lack of a positive response made you feel disempowered as a consumer. Sadly, such treatment of customers by businesses is widespread.
Another reader, J. B.from Leicestershire, contacted me with a similar tale of intercepted Amazon parcels and the subsequent poor evDeN EVe nAkliYAt response by its customer services. The £459 Samsung tablet he ordered via the firm before Christmas was replaced by cake decorations.
As with your case, the correct passcode had been given on delivery.But the label on the package was wrinkled, as if it had been taken off another parcel.
When J. B. called Amazon to report this, an agent said he would be refunded upon returning the package. On the understanding that the original payment would soon be reimbursed, he ordered another tablet for a further £459.
Sadly, this was premature, as Amazon then refused to refund him.If you adored this write-up and you would like to obtain more information pertaining to eVDEN EVE NaKLiyAt kindly visit our web-page. He appealed several times, in vain. An email escalating his concerns to Amazon's complaints department was ignored. So, like you, he came to me.
When people buy something online, the retailer is responsible for its safe delivery, according to the Consumer Rights Act 2015.I felt both you and J. B. should be reimbursed.
I took both cases to Amazon, which agreed to investigate. Within a few days, it came back with some excellent news.
Although there was no explanation about what had gone wrong in either case, nor why the refunds had been refused, a spokesman says: ‘We've contacted the customers directly, apologised and processed a full refund.'
Anyone in the same boat, or who receives damaged goods, should always contact the retailer immediately.
It also helps to collect evidence, eVDen eve naKliyaT including photographs of the packages that have been damaged or tampered with, and of whatever was substituted for a genuine order.If signing for a delivery that can't be opened in front of the courier, EVdEN eVE nakLiYAT add the words ‘not inspected', which could help if issues emerge on opening.
Opting for a delivery to be made to a ‘safe place' or a neighbour can make problems harder to resolve later.Consider requesting signed-for delivery only, particularly for high-value items. If the retailer won't play ball, try to request reimbursement via a claim under Section 75 of the Consumer Credit Act, if the purchase was by credit card and the item cost between £100 and £30,000.
The card provider is jointly liable with the retailer if something goes wrong with a purchase.
If a debit card was used, consider raising a chargeback dispute — an informal arrangement offered by banks for customers who do not get the goods or services they have paid for.
＜更新日時＞ 05月30日（火） 02:15
By Mike Dolan
LONDON, Nov 16 (Reuters) - If financial markets bore the brunt of this year's interest rate shock, housing now stands in the firing line.
And a residential real estate quake would hurt many economies far more, amplifying the bond market ructions of the past 12 months if inflation can't be contained quickly enough to allow central banks to stop tightening in 2023.
Overall housing activity - construction, sales and the related demand for goods and services that goes with housing churn - contributes an estimated 16-18% of gross domestic product annually in the United States and Britain. That's well over $4 trillion for the former and half a trillion in the UK.
With long-term U.S.fixed mortgage rates above 7% for the first time in 20 years, and more than double January rates, U.S. housing sales and starts are already feeling the heat.
And as property has ridden the bond bull market of low inflation and interest rates for much those intervening decades - the sub-prime mortgage crash of 2007-2008 apart - any risk of a paradigm shift in that whole picture is a mega concern.
Twenty years ago, after the dot.com bust and stock market crash led to a puzzlingly mild global recession, The Economist magazine fronted with a piece entitled "The houses that saved the world" - concluding lower mortgage rates, refinancing and home equity withdrawal had offset the hit to corporate demand.
But it's much less likely to come to the rescue after this year's stock market swoon, if only because interest rates are heading even higher into 2023 and EVdeN evE nakLiYat many now fret about potential distress and delinquency in the sector EVden EVE nakliYaT next year.
Some 10% of global fund managers polled by Bank of America this month think real estate in developed economies is the most likely source of another systemic credit event going forward.
And Britain, which even the Bank of England assumes has already entered recession, is particularly vulnerable.
UK homeowners outsize exposure to floating rate mortgages and greater vulnerability to rising unemployment leaves the British market a potential outlier amid the twin hits of rising Bank of England rates and this week's expected fiscal squeeze.
Indeed, many feel the extent of finance minister Jeremy Hunt's dramatic fiscal U-turn away from September's botched giveaway budget is precisely to avoid the sort of brutal BoE rate hit to the housing market that had threatened initially.
British think-tank the National Institute of Economic and Social Research reckons some 2.5 million UK households on variable rate mortgages - about 10% of the total - would be hit hard by further BoE rate rises next year, pushing mortgage costs for about 30,000 beyond monthly incomes if rates hit 5%.
That partly explains why even though money markets still see BoE rates peaking as high as 4.5%, from 3% at present, high-street clearing banks Barclays and HSBC forecast the central bank's terminal rate as low as 3.5% and 3. If you have any sort of inquiries regarding where and how you can make use of EvdEN EVE NAKLiyaT, you can contact us at our web-site. 75% respectively.
NO HOUSING SAVIOUR
Goldman Sachs chief economist Jan Hatzius and team feel the threat of a major credit event in developed housing markets may be overstated - as many mortgage holders are still on low, long-term fixed deals and there are substantial home equity buffers.
But they said Britain stands out nonetheless.
"We see a relatively greater risk of a meaningful rise in mortgage delinquency rates in the UK," Goldman said this month."This reflects the shorter duration of UK mortgages, our more negative economic outlook, and the greater sensitivity of default rates to downturns."
While Australia and New Zealand have higher variable mortgage rates, British mortgage holders also have a higher vulnerability to rising joblessness.
Goldman estimates that a one percentage point rise in unemployment tends to boost mortgage delinquency rates by more than 20 basis points after one year in Britain - twice as much as the 10bp impact from a similar scenario in the United States.
All of which bodes ill for UK house prices - although forecasts are still far from apocalyptic.
UK estate agent Knight Frank expects nationwide house prices to drop 5% next year and again in 2024, a cumulative decline of almost 10% but one that only takes average prices back to where they were in the middle of 2021.Further out they see stagnation persisting - with just a 1.5% cumulative gain in the five years to 2026 and London prices basically flat over all that period.
NIESR economist Urvish Patel concurred with the thrust of that - expecting lower house prices over the next couple of years but adding "fears of a house price and housing market collapse because of higher mortgage rates are unlikely to be proved correct".
Offsetting factors are that a majority will be on fixed rates, supply remains tight and stamp duty taxes are due to be cut again, he said.
But he did point to Bank of England research from 2019 that studied more than 30 years of data and showed that a 1% sustained increase in index-linked UK government bond yields could ultimately result in a fall in real house prices of just under 20%.
Ominously perhaps, 10- and 30-year index-linked gilt yields were at the epicentre of the September budget shock.And while they have retreated from those peaks since, thanks partly to BoE intervention, EvdEn eVE nAkLiyAT they are still 2-3 percentage points higher than they were this time last year.
- The opinions expressed here are those of the author, a columnist for Reuters.
(Reporting by Mike Dolan; Editing by Alex Richardson)
＜更新日時＞ 05月29日（月） 05:54
Kanye West's Donda Academy announced it would be reopening its doors on Thursday, just hours after the principal said the school would shutter for the remainder of the 2022-23 school year.
Parents at the exclusive Christian school received an email near midnight on Wednesday explaining that the school would be 'returning with a vengeance,' the following morning, a hard U-turn from a message they received just hours earlier from school administrators.
On Wednesday, Academy Principal Jason Angell sent an email to parents explaining that West, 45, had decided to close the school 'effective immediately,' with classes being cancelled as of Thursday.
But an internal email from 'Parents of Donda' obtained by told a much different story.
'Join us tomorrow morning in worship for the return of Donda Academy,' the email read.With the help of our parents and community, we are back and returning with a vengeance!'
'The children of Donda are going to change the world,' the message added.' Apologies for the late email! See you bright and early!'
It is unclear whether the school itself is reopening in an official capacity, EvDeN eVE NAKliYaT or whether parents and staff are taking it upon themselves to continue educating their children.
The bizarre twist comes as around his anti-semitic behavior, which has included repeated claims of 'Jewish people' in the media conspiring against him, and planned parenthood controlling black populations through genocidal abortions.
Kanye West's exclusive Christian school announced it would be closing for the remainder of the 2022-23 school year as the rapper continues to face fallout for his repeated anti-semitic comments
Students at West's Donda Academy wear black Balenciaga uniforms designed by West himself.Above, Celtics basketball player Jaylen Brown pays a visit to the school
A school in the Simi Valley, just north of Los Angeles, which is believed to be the Donda Academy
West returned to Instagram on Thursday after being banned earlier this month, announcing he lost $2billion in a single day, EVDEn EVe nakliYAt in an apparent reference to Adidas dropping his Yeezy shoe line
On Thursday the rapper returned to Instagram after being banned earlier this month, posting that he 'lost 2 billion dollars in one day' in an apparent reference to the flock of brands which have dropped him in the wake of his bigoted behavior.
This week Adidas dropped his Yeezy shoe line - a deal which was worth $1.5billion - with Gap, Footlocker, TJ Maxx, and Balenciaga all following suit and cutting ties with the rapper.
Donda Academy's closure and sudden reopening come just two months after it started up in August.The school did not respond to DailyMail.com requests for comment.
The exclusive pre-K through 12 school - named after West's mother, Donda - is located in a secret location in the Simi Valley just north of Los Angeles, and charges $15,000 per student.In case you loved this post in addition to you desire to obtain more info relating to evDeN eVe NakLiYat generously stop by the site. About half the student body receives financial aid and scholarships, according to The Post.
The school enrolls about 100 students and employees 16 teachers. Parents sign a non-disclosure agreement to keep the school's location secret and to say nothing about it.
There are reportedly a number of celebrities' children in attendance - including R&B singer Keyshia Cole's son Daniel - and the school is well known for its high-powered basketball team.Rising star Robert Dillingham, 17, plays for the school, and NBA players like Celtics player Jaylen Brown have made appearances at the school.
Students wear all black Balenciaga uniforms and Yeezy shoes designed by West himself.
Despite running the school, West's children do not attend, and he have clashed with Kim Kardashian on the matter.
West previously complained on social media that Kim wouldn't agree to send their four children for '[two] days at one school, three days at another.'
As of September the school had not yet been accredited, according to the , which means colleges might not accept diplomas from the school.
The Donda Academy website states that the school's goal is 'to provide the youth with the passion, purpose and spiritual foundations they need to thrive in tomorrow's world.'
The curriculum has a strong focus on Christianity, the arts, and math and science.Students can take parkour as a physical activity, and the school has a strong high school basketball program.
The school enrolls about 100 students and 16 teachers, with a number of students being the children of celebrities
The exclusive pre-K through 12 Donda Academy is located in a secret location in the Simi Valley just north of Los Angeles, and charges $15,000 per student
Parents sign a non-disclosure agreement to keep the school's location secret
The curriculum has a strong focus on Christianity, the arts, and math and science.Students can take parkour as a physical activity, and the school has a strong high school basketball program
Angell emailed parents on Wednesday announcing the school's closure for the remainder of the school year.
'At the discretion of our founder, Donda Academy will close for the remainder of the 2022-2023 school year effective immediately, he wrote.
'There is no school tomorrow [Thursday].'
Angell noted that the school's leadership would help parents and students transition into their new school, and added that the Donda would begin 'afresh' in September 2023.
On Wednesday the school's basketball team was booted from the The Scholastic Play-By-Play Classics tournament, saying West's 'words and actions violate our values as a company and a country, and what we seek to ensure at all of our events - a spirit of diversity, sportsmanship, inclusion, equity and mutual respect.'
Representatives for the tournament expressed their remorse that West's words cost his students the experience of participating in the coveted high school basketball tournament.
'While we are firm in our reasoning for this decision, it does not diminish our heartache and regret for Donda's hardworking athletes who will lose out the most as a result of Kanye's actions,' the school added. 'Unfortunately, EvDEN EVE NAKLiYAT we cannot in good conscience host an organization founded and directed by Mr.West at our events.'
TJ Maxx has become the latest company to sever ties with Kanye West in the wake of his vile anti-Semitic outbursts (pictured yesterday at a bagel shop in Los Angeles before arriving at the Skechers HQ)
He was seen near a parking lot before he was escorted out of Sketchers HQ
TJ Maxx, whose CEO is Ernie Herrman (pictured in 2014) follows Gap and Foot Locker in no longer stocking any Yeezy merchandise in its stores
Yesterday, the rapper was embarrassingly escorted out of Skechers headquarters after showing up unannounced to pitch his Yeezy brand a day after being dropped by Adidas and having his songs banned by Peloton.
Ye was taken out by two 'executives' according to a statement released by the company Wednesday afternoon.
said in a statement: 'Considering Ye was engaged in unauthorized filming, EvDEn eve naKliyaT two Skechers executives escorted him and his party from the building after a brief conversation. Skechers is not considering and has no intention of working with West.
'We condemn his recent divisive remarks and do not tolerate anti-Semitism or any other form of hate speech.The Company would like to again stress that West showed up unannounced and uninvited to Skechers corporate offices.'
West may have faced additional opposition if he had gotten a preapproved sit-down meeestimates comes from real estate, cash, his music catalog, and a 5 percent stake in ex-wife Kim Kardashian's shapewear firm, Skims.
But as corporations around the world break off deals with Ye, music streaming service said it would not remove the rapper's music unless his label requested it.
Recent anti-Semitic remarks made by the rapper are 'just awful comments,' and would have warranted removal from Spotify for violating its policies if they had been on a podcast or recording, Spotify chief Daniel Ek said.
However, music from the artist now known as Ye does not violate anti-hate policies, and any anti-Semitic comments he has made cannot be found on the music streaming platform.
'It's really just his music, and his music doesn't violate our policy,' said Ek, adding, 'It's up to his label, if they want to take action or not.'
Universal Music's Def Jam label, which owns the copyright to West's recordings from 2002 through 2016, and eVdEn EvE NakLiYAt continued distributing his releases until last year, issued a statement condemning Ye's remarks, saying: 'There is no place for anti-Semitism in our society'.But the label has not asked for the removal of Ye's recordings, many of which are critically acclaimed works.
Kanye West has seen several high profile and lucrative partnerships with major brands severed amid the backlash from anti-Semitic remarks
Ye has refused to walk back his remarks, blaming Jewish people for his mental health struggles in a recent podcast
A pair of Yeezy shoes are seen in a Foot Locker store on the day Adidas terminated its partnership with the American rapper and designer Kanye West, now known as Ye, in Garden City, New York, U.S., October 25, 2022
＜更新日時＞ 05月28日（日） 21:47
Adidas lowered its earnings forecast for the year by $250million to account for losses from over his anti-Semitic remarks - but will still sell his sneakers without Yeezy branding.
Adidas owns the design rights for both existing and future colors and versions of the Yeezy line, but not the Yeezy name.When you loved this post and you would want to receive more information regarding EvdEN evE nAKLiyaT assure visit our page. The company said it will continue to sell the sneaker and apparel line, but stripped of the name and branding, reported.
'Going forward, we will leverage the existing inventory with the exact plans being developed as we speak,' Adidas finance chief Harm Ohlmeyer said Wednesday.
The German shoe and sportswear maker cut its sales and profit outlook part of its third-quarter earnings statement, even as the company's chief financial officer said the profitability of the Yeezy shoe collaboration with Ye had been 'overstated.'
The company slashed its expectations in half for net profit from continuing operations to $252 million this year from about $500 million. That matched its earlier statement that ending the partnership with Ye would cost it $252 million in profits.
The Yeezy brand accounted for up to 15 percent of Adidas' net income, Morningstar analyst David Swartz said in a note on October 26.
Adidas split from Ye on October 25 just days after the rapper claimed on a podcast that , despite saying 'anti-Semitic things'.
Adidas on Wednesday lowered its earnings forecast for the year to account for losses from ending its partnership with Kanye West over his anti-Semitic remarks
German sporting goods behemoth Adidas ended its partnership with Kanye West in October amid controversial behavior from the American rapper and designer
Adidas has lowered its revenue forecast for the year to a low single-digit increase from a mid-single-digit increase.
The split with Ye, evdEn EVe NaKliYAT with production of all Yeezy products halted and EvDEN EVe naKliYAT royalty payments ended, will leave Adidas searching for another star to help it compete with ever-larger rival Nike.
The company would largely offset the impact of the breakup next year by no longer having to pay royalties and marketing fees for the brand, CFO Harm Ohlmeyer said.
Adidas also is facing internal upheaval, with its Friday.
He was previously expected to hand over next year, but the company announced the quicker change on Tuesday as it named Puma CEO Bjørn Gulden as his replacement.
Adidas faced pressure to split with Ye as other brands did earlier over the rapper´s anti-Semitic comments in interviews and social media, including a Twitter post earlier this month that he would soon go 'death con 3 on JEWISH PEOPLE,' an apparent reference to the U.S.defense readiness condition scale known as DEFCON.
He was suspended from both Twitter and Instagram.
Ohlmeyer also said that the profitability of the Yeezy business had been overstated because its costs only included expenses directly related to the products and not central overhead costs borne by the company.
'In other words, it does not include any further central cost allocation for sourcing, digital, retail, or any other services that this part of our business has been benefitting from and that were essential for its success,' Ohlmeyer said.
'At the same time, we will save around 300 million euros related to royalties and marketing fees; in combination, this will help us to compensate the majority of the top and bottom line impact in 2023,' he said.
Shares of the company slid in October after breaking off its relationship with Kanye
The Yeezy brand accounted for up to 15 percent of Adidas' net income, Morningstar analyst David Swartz said in a note on October 26
A statement posted in the media section of the Adidas website called Kanye West's comments 'unacceptable, hateful and dangerous'
The split with Ye, with production of all Yeezy products halted and royalty payments ended, will leave Adidas searching for another star to help it compete with ever-larger rival Nike
＜更新日時＞ 05月28日（日） 20:33
A travel agent faked while defrauding more than 1,400 customers has been jailed at Durham Crown Court for nine years.
Lyne Barlow, 39, was 'riding the monster of deceit' as she used her fake illness to deflect the avalanche of complaints from devastated families whose holidays failed to materialise.
She was so determined to continue her charade that she even convinced her husband, Paul, and son and daughter she was battling cancer.
Family members took her to hospital appointments, unaware that she was simply waiting inside before re-emerging claiming to have seen her consultant.
To make her story more convincing, she cut off strands of her hair and scattered them across her pillow to make it look as though she was losing it to chemotherapy.
Lyne Barlow, 39, claimed to her customers that she was covered by insurance and was a member of the trusted travel brand Association of British Travel Agents
Barlow also claimed to be suffering from a terminal illness while she was selling the holidays, Durham Crown Court heard in October last year
When Barlow was arrested in 2020 she hobbled into the police station with her head swathed in a scarfe and walking with a stick.
Custody photographs show a vast difference when she was re-arrested a year later and was forced to admit her 'stage 3/4' cancer had been a fabrication.
Barlow stooped so low as to defraud her own mother, Susan Coleman, 64, out of £500,000 - part of which came from an insurance payout following the untimely death of her father, Barry.
The rest was NHS ward sister Mrs Coleman's retirement payout and savings, which Barlow told her she'd invested in a business venture which would make her mother rich.
Barlow took over her grieving mother's financial affairs as she struggled to come to terms with losing her husband in 2015.
As she systematically emptied her mother's accounts she intercepted her post to stop her getting bank statements.
A redacted email exchange Lyne Barlow had with a customer about her pretend cancer
Travel agent Lyne Barlow (left) arrives at Durham Crown Court to be sentenced for defrauding friends, family and hundreds of customers who bought holidays from her in a £2.6 million con
Lyne Barlow claimed to her customers that she was covered by insurance and was a member of the trusted travel brand Association of British Travel Agents.(Pictured left: Lyne Barlow)
She also mocked up bank statement from Barclays which appeared to show that her mother's money was in fact growing rather than disappearing.
Barlow also took her mum away on lavish holidays along with her children, a boy and a girl.
However it emerged the reason for this was, on some occasions, that Barlow knew through the intercepted post, that bailiffs were due to turn up at her mum's house and she didn't want her to find out.
Mrs Coleman was left penniless by a daughter who used part of her money to set up Lyne Barlow Independent Travel in Stanley, County Durham.
Barlow offered holidays at astonishing prices to drum up trade.
Customers were able to snap up all inclusive trips to Dubai for just
£500 and word quickly spread of her extraordinary bargains.
The bubble quickly burst as families saw their hard earned money vanish on holidays that they never got to take.
Some paid up to £5,500 to arrive at their destination and discover no funds had been received by the hotel so there were no rooms booked.
Others arrived to discover they had no place on the return flight and were stranded abroad until they could find their own way back.
Eventually a Facebook group was set up by furious victims of Barlow's scam and an agreement reached to go to Durham Police en masse.
There were so many calls to the force's HQ that they had to be directed to an email address because emergency callers would have been unable to get through.
In total Barlow could be proven to have defrauded family, friends and customers out of £1. If you loved this article and you simply would like to collect more info regarding EvDEn eVe nAkLiYAt i implore you to visit our web-page. 2m, but investigators believe the total sum she gained over a period of five years from 2015 to 2020 was £2.6m.
Barlow admitted theft, 10 counts of fraud and possessing criminal property at Durham Crown Court and was jailed for nine years.
Judge Joanne Kidd told her: 'You have presented yourself to those who knew you as a charming an engaging woman.
'You are clearly a woman with significant intellectual ability but you also have an extraordinary talent for dishonesty.
Her first victims were family and friends and she used their savings before setting up an independent travel agency, in which she fraudulently sold holidays, reporting them to be ATOL and ABTA protected, the force said.(Pictured: stock image of a beach)
'You mercilessly abused the trust of your nearest and dearest in their darkest hours and set about targeting other vulnerable people of your acquaintance who trusted you in order to satisfy your relatively lavish lifestyle.
'This involved lavish holidays, an expensive car and designer goods.
'The extent of the betrayal of your own mother is truly breathtaking.
'As you gallivanted around your mother's utility bills went unpaid and county court judgements rained down upon her.
'Bailiffs visited her home, unbeknown to her because you deviously arranged to take her away on visits on the days they were to arrive.
'I take the view that you are a thoroughly callous individual.'
Tony Davis, mitigating, said: 'Once she began riding the monster of deceit it was inevitable it would come crashing down and it did.'
Barlow squandered the cash handed to her on designer clothes, prestige cars and holidays for her and her immediate family, with exclusive breaks in Dubai being her chosen retreat.
The charges stated that Barlow made false representations by purporting to be an ABTA and ATOL registered travel agent when in fact she was using criminal cash to finance further frauds.
Money handed over by customers was being used to pay for holidays that subsequent clients booked through her, in a Ponzi-type scheme.
But her jugging over other people's cash came crashing down in 2020 when police were called in.
Furious customers were arriving at her home even as officers moved in to arrest her.
She used her 'cancer' as a shield to fend off angry people she had conned.
In an email she told one customer who was chasing a refund for a
holiday: 'Unfortunately I've just found out my cancer has spread and it's gone to stage 3/4 in my bones and need to have chemo out into my spine to stop it from getting into my brain. It's going to be pretty intense.'
Detective Sergeant Alan Meehan from Durham Police Complex Fraud Team led the investigation.
He said: 'At the time of her arrest we were aware that she was telling people she had cancer and at that time we kept an open mind on whether that was correct or not not.
'As part of the investigation we asked to access her medical records and it was only then that the truth emerged that she had been making the whole thing up.
'It was a determined and calculated attempt to distract attention from her crimes and deflect blame away from her because she hoped people would feel sorry for her.
'The lengths she went to were very unusual.It came as a massive shock to her husband that she did not in fact have cancer.
'She wore a scarf over her head and appeared to be losing her hair, although we believe she was cutting off strands and scattering it across her pillow at night to keep up that deception.
'Members of her family were even taking her to hospital appointments that never existed.
When she was first arrested in September 2020 she presented as a very frail and sick woman, EVDEn EvE nakLiyat walking with a stick and with her head in a black scarf to cover the apparent hair loss.
'Once confronted by the medical information she had no option but to admit she'd been lying.
'The second custody photograph from when she was re-arrested in 2021 show the true picture, with no sign or suggestion of illness.
'In our opinion it's a serious aggravating factor in the largest case of fraud this force has ever dealt with.
'Lyne Barlow was trying to attain a lifestyle she could not afford and evDen evE NakliYaT rather than stop as she got out of her depth she continued to take money from more and more victims.
'The number of calls we received on this case was unprecedented and once they started coming in they were so many that we had to set up a dedicated email as the control room was in danger of being overrun.'
James Lewis, of the Crown Prosecution Service said: 'Barlow acted with greed, using false promises and deceptive lies, to convince family and EvdEn EVe NAKLiYaT friends, as well as hundreds of customers, who all trusted her, to part with their money so that she could sustain her own lavish lifestyle.
'Fraud is an insidious crime and the cost to the many victims in this case has not just been financial; it has also caused huge emotional distress and extreme disappointment to devastated customers who had to find out their holiday did not actually exist at a time when the country was in the grips of the Covid-19 pandemic.
'Thanks to the thorough investigation by Durham Police and to all the victims who came forward to report her, we were able to bring Barlow to justice.
'We will now be taking steps to recover this money taken through Proceeds of Crime legislation.'
